Terms of Use

Please carefully read these Terms and Conditions of Use (these “Terms”). Your access to or use of this Web site signifies that you understand and agree to be bound by these Terms. If you do not agree to be bound by or comply with these Terms, do not access or use this Web site.

Modification of Terms and Conditions of Use

Ortho Funding Group, LLC, owns and operates this Web site. Ortho Funding Group, LLC reserves the right, in its sole discretion, to change, modify, add, or remove portions of these Terms at any time. We suggest that you check these Terms periodically for changes. They can be accessed from the link at the bottom of our Web site pages. Any changes, modifications, or additions to, or deletions from these Terms shall be effective upon posting on this Web site. If you use this Web site after we post changes to the Terms, you accept the Terms as changed. Ortho Funding Group, LLC expressly reserves the right to monitor any use of this Web site.

Jurisdiction

Unless otherwise specified, this Web site has been published for residents of the United States. The information provided on this Web site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Ortho Funding Group, LLC or any of its products to any registration requirement within such jurisdiction or country. Unless otherwise specified, the services and products described on this Web site are made available only to persons residing in the United States, and the information on this Web site is only for such persons. Nothing on this Web site shall be considered a solicitation to buy or an offer to sell a product or service to any person. Ortho Funding Group, LLC does not claim that the products or services in this site are available in any particular jurisdiction or appropriate for any particular person. If you choose to access this Web site from a location other than the United States, you do so on your own initiative, and you are responsible for compliance with any applicable local laws.

Intellectual Property

All copyrights, trademarks, logos, service marks, trade names, or other intellectual property displayed on, or used in conjunction with, this Web site are proprietary to Ortho Funding Group, LLC, unless otherwise noted. The content of this Web site is protected by applicable intellectual property law. Ortho Funding Group, LLC reserves all rights with respect to intellectual property ownership of all material on this Web site, and will enforce such rights to the full extent permissible by law. The material accessible on or through this Web site is accessible for personal browsing and printing purposes only. Users of this Web site may not otherwise:

1. copy, reproduce, modify, sell, republish, post, transmit, or distribute in any way material from this Web site without the express, written permission of Ortho Funding Group, LLC;
2. use, copy, modify, or display any Ortho Funding Group, LLC name, logo, text, or graphic image without Ortho Funding Group, LLC’s express, written permission;
3. display any of the pages, text, images, or other content of this Web site using “framing” technology without Ortho Funding Group, LLC’s express written permission;
4. modify or use the pages, text, images, or other content from this Web site for any purpose other than browsing or printing for personal, non-commercial use; or
5. take any action to create an impression of affiliation, sponsorship, or endorsement between any user and/or Web site and Ortho Funding Group, LLC.

Linked Web sites

Ortho Funding Group, LLC is in no way responsible for the content of any Web site, owned or operated by a third party, that may be linked to this Web site via hyperlink, whether such hyperlink is provided by Ortho Funding Group, LLC or by a third party. In addition, Ortho Funding Group, LLC is in no way responsible for the content of any Web site to which this Web site may link. The information to which the user links is neither prepared nor maintained by Ortho Funding Group, LLC, and Ortho Funding Group, LLC has not and will not review or update the information contained in any linked Web site. Ortho Funding Group, LLC is not responsible for, and makes no warranty with respect to the contents, accuracy, completeness, timeliness, suitability, or reliability of the linked Web site. Use of any Web site hyperlinked to or from this Web site shall be at your own risk.

Third Party Content

Through this Web site, you may have access to market data information, such as news reports, third-party reports, and research (“Market Information”). Ortho Funding Group, LLC may obtain this Market Information from third parties who are independent of Ortho Funding Group, LLC. Even though the sources of the Market Information provided on this Web site are believed to be reliable, Ortho Funding Group, LLC is not responsible for, and makes no warranty with respect to the contents, accuracy, completeness, timeliness, suitability, or reliability of the Market Information. The Market Information provided is not a complete summary or statement of all available information or data. Ortho Funding Group, LLC MAKES NO EXPRESS OR IMPLIED WARRANTIES (INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH RESPECT TO THE MARKET INFORMATION.

The Market Information and other information accessible through this Web site is for personal, non-commercial use. You agree not to reproduce, modify, sell, distribute, broadcast, publish, or use for any commercial or unlawful purpose any Market Information or other information you access through this Web site.
The Market Information is provided “as is” and on an “as available” basis. Ortho Funding Group, LLC will not be responsible for lost profits, trading losses, or any other damages resulting from inaccurate, defective, or unavailable Market Information or other information. Ortho Funding Group, LLC is not obligated to update or to continue to offer Market Information or other information accessible through this Web site.

No Offer or Advice

This Web site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or service that may be referenced on or through this Web site. Nor does this Web site constitute an offering or recommendation by Ortho Funding Group, LLC of any insurance product, mortgage product, or other financial product. Ortho Funding Group, LLC does not provide investment advice, tax advice, or legal advice through this Web site, and you agree that this Web site will not be used by you for such purposes. Ortho Funding Group, LLC does not represent that the products or services discussed on, or accessible through, this Web site are suitable for any particular person. You acknowledge that your requests for information are unsolicited, and the provision of any information through this Web site shall not constitute or be considered investment advice, or an offer to sell, or a solicitation of an offer to buy any product or service.

Non-Confidentiality of Communications

If you send a message or information to the Ortho Funding Group, LLC Website, such as (but not limited to) an e-mail to the Webmaster, you hereby grant to Ortho Funding Group, LLC the right to use and disclose the communication and any related information as Ortho Funding Group, LLC deems appropriate, except to the extent the Ortho Funding Group, LLC Website specifies otherwise. YOU ARE HEREBY ADVISED THAT, EXCEPT TO THE EXTENT EXPRESSLY PROVIDED OTHERWISE ON A ORTHO FUNDING GROUP, LLC WEBSITE, NO FACILITIES ARE PROVIDED AND NO PROVISIONS ARE MADE FOR SENDING OR RECEIVING CONFIDENTIAL COMMUNICATIONS. TO THE EXTENT SUCH FACILITIES ARE PROVIDED OR PROVISIONS ARE MADE, IT IS SOLELY ON AN "AS IS" BASIS, WITH NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

Use of E-mail

The security of electronic mail sent through the Internet is not guaranteed. Do not send sensitive or confidential information to us via electronic mail. Delivery, and timely delivery, of electronic mail is also not guaranteed. Ortho Funding Group, LLC therefore recommends that you do not send time-sensitive or action-oriented messages to us via electronic mail. Such requests, orders, or instructions will not be processed until Ortho Funding Group, LLC can confirm your instructions or obtain appropriate written documentation where necessary.

Disclaimers

Ortho Funding Group, LLC does not warrant this Web site (including the Market Information or other information accessible on or through this Web site) for any particular purpose. It is provided “as is” and on an “as available” basis. Ortho Funding Group, LLC disclaims, to the fullest extent of the law, any warranty of any kind, whether express or implied, as to any matter relating to this Web site, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and noninfringement. Use of this Web site is at your own risk.

Ortho Funding Group, LLC and its directors, officers, or employees will not be liable or have any responsibility of any kind for any loss or damage that you incur arising from or in connection with:

1. any delay, termination, failure, defect, or interruption in the transmission of this Web site or any Market Information;
2. any inaccuracy, error, unavailability, or incompleteness in the transmission of this Web site or any Market Information;
3. any termination or interruption of your access to this Web site;
4. your reliance on or use of this Web site or any Market Information;
5. any e-mail requests, orders, or instructions you send, or the interception by third parties of any requests, orders, or instructions you send via e-mail;
6. any act or omission of Ortho Funding Group, LLC in making this Web site or Market Information available to you; or
7. any other cause relating to your access to or use of this Web site, whether or not the circumstances giving rise to such cause may have been within the control of Ortho Funding Group, LLC or within the control of any other party providing software or services support for this Web site.
Ortho Funding Group, LLC does not warrant that this Web site, or the functions contained in this Web site, will be uninterrupted or error-free, that defects will be corrected, or that this Web site, or the servers that make it available, are free from viruses or other harmful components. You assume the entire cost of any necessary servicing, repairing, or correcting of your property or operations as a result of using this Web site. You accept at your own risk that the Internet or other online communications medium may not perform as intended as a result of human, mechanical, or other error, despite the efforts of Ortho Funding Group, LLC, you, or any third party.

In no event will Ortho Funding Group, LLC or its directors, officers, or employees be liable to you for any direct, indirect, special, consequential, or incidental damages related in any way to your use of this Web site, even if:

1. such damages are reasonably foreseeable; or
2. Ortho Funding Group, LLC or any other party has been advised of the possibility of such damages.
EXCEPT AS EXPRESSLY SET FORTH HEREIN, Ortho Funding Group, LLC AND ITS AFFILIATES, AGENTS AND LICENSORS HEREBY EXPRESSLY DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND ERROR-FREE AND UNINTERRUPTED SERVICES. Ortho Funding Group, LLC DOES NOT WARRANTY, GUARANTY, OR MAKE ANY REPRESENTATIONS OR WARRANTIES WHATSOEVER, EXPRESS OR IMPLIED, OR ASSUME ANY LIABILITY TO YOU REGARDING (i) THE USE OR THE RESULTS OF THE USE OF THE SERVICES, INCLUDING WITHOUT LIMITATION ANY FINANCIAL RESULTS BASED ON USE OF THE SERVICES OR INFORMATION OR ANY DELAY OR LOSS OF USE OF THE SERVICES OR, (ii) SYSTEM PERFORMANCE AND EFFECTS ON OR DAMAGES TO SOFTWARE AND HARDWARE IN CONNECTION WITH ANY USE OF THE SITE, SERVICES, AND INFORMATION. IN ADDITION TO AND WITHOUT LIMITING THE FOREGOING, Ortho Funding Group, LLC SHALL NOT BE LIABLE FOR ANY HARM CAUSED BY THE TRANSMISSION THROUGH THE SERVICES OR INFORMATION, OF A COMPUTER VIRUS, OR OTHER COMPUTER CODE OR PROGRAMMING DEVICE THAT MIGHT BE USED TO ACCESS, MODIFY, DELETE, DAMAGE, CORRUPT, DEACTIVATE, DISABLE, DISRUPT, OR OTHERWISE IMPEDE IN ANY MANNER THE OPERATION OF THE SERVICES OR ANY OF YOUR SOFTWARE, HARDWARE, DATA OR PROPERTY.

Governing Law and Severability

These Terms will be governed and construed under the laws of the state of California without regard to its conflict of law principles, regardless of whether you reside in California or transact business with Ortho Funding Group, LLC in California or elsewhere. Nothing in these Terms creates any rights or protections that you are not already entitled to by law. If any part of these Terms is held invalid or unenforceable, that part will be deemed modified as necessary to make it effective, and the remaining provisions of these Terms will remain in effect.

Indemnification

By your use of this Web site, you hereby indemnify and hold harmless Ortho Funding Group, LLC (and its directors, officers, employees, control persons, vendors, licensors and agents), and any third party provider from and against any and all claims, losses, liabilities, damages, costs and expenses (including reasonable attorney’s fees and costs) arising out of or related to our breach of your agreements, representations and warranties contained herein or your use of this Web site or the Market Information:

1. in violation of these Terms,
2. in violation of any rights of Ortho Funding Group, LLC or any third party information provider, including copyright, patent, trade secret, trademark, or other intellectual property rights and publicity and privacy rights, or
3. in violation of any applicable law, rule or regulation.
This indemnification shall be binding upon you and your executors, heirs, successors and assigns